VTI vs. SCHD — ETF comparison tool (2024)

FAQs

Which is better SCHD or VTI? ›

SCHD - Volatility Comparison. Vanguard Total Stock Market ETF (VTI) has a higher volatility of 3.08% compared to Schwab US Dividend Equity ETF (SCHD) at 2.83%. This indicates that VTI's price experiences larger fluctuations and is considered to be riskier than SCHD based on this measure.

Vanguard Total Stock Market ETF (VTI) and Schwab U.S. Broad Market ETF (SCHB) have volatilities of 3.22% and 3.16%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same.

VIG and SCHD are both popular dividend ETFs that share similarities, such as low expenses, diversification and focus on dividend quality. The main similarities between VIG and SCHD include: Low expense ratios: VIG and SCHD both have the same low expense ratio of just 0.06%.

Schwab U.S. Dividend Equity ETF SCHD stands out for its sensible, transparent, and risk-conscious approach that should continue to generate better long-term risk-adjusted returns than the Russell 1000 Value Index.

JEPI has consistently had a dividend yield of 7% or higher, whereas SCHD has never had a dividend higher than 4%. Overall, SCHD is a better option if you are looking for a passively managed ETF with a low expense ratio and consistent performance over the last ten years.

The SCHD dividend is consistently twice that of VOO. The SCHD holdings are primarily large-cap blue-chip stocks. VOO and SCHD have a lot of holdings overlap. But VOO contains all U.S. stocks in the S&P 500 index, while SCHD contains only the top-value dividend stocks.

With the Delta app, you can track and compare numerous ETFs.

How many ETFs are enough? The answer depends on several factors when deciding how many ETFs you should own. Generally speaking, fewer than 10 ETFs are likely enough to diversify your portfolio, but this will vary depending on your financial goals, ranging from retirement savings to income generation.

The two largest total U.S. stock market ETFs are the Vanguard Total Stock Market ETF (VTI) and the iShares Core S&P Total U.S. Stock Market ETF (ITOT). Both of these funds go beyond just the stocks of the S&P 500 and invest in thousands of U.S. companies. On the surface, they look incredibly similar.

Why choose Vanguard over Schwab? ›

Trading costs and commissions

For mutual funds, Vanguard is significantly cheaper, while options traders would save money with Charles Schwab. Mutual fund investors should keep in mind that these costs apply only to some funds. Both brokers offer a long list of mutual funds that can be traded with no transaction fee.

Roth individual retirement accounts (Roth IRAs) allow you to avoid paying taxes on investment returns by investing after-tax income now. VTI and BKAG can serve as good starting points when looking for Roth IRA investments from TD Ameritrade.

FTEC is managed by Fidelity, while SCHD is managed by Schwab. Both FTEC and SCHD are considered high-volume assets.

SCHB has a higher annual dividend yield than SCHD and SCHY: SCHB (11.014) vs SCHD (4.843) and SCHY (0.376). SCHB was incepted earlier than SCHD and SCHY: SCHB (15 years) vs SCHD (13 years) and SCHY (3 years). SCHY has a higher turnover SCHD (28.00) and SCHB (4.00) vs SCHD (28.00) and SCHB (4.00).

The average price target for SCHD is $87.72. This is based on 101 Wall Streets Analysts 12-month price targets, issued in the past 3 months. The highest analyst price target is $102.06 ,the lowest forecast is $72.71. The average price target represents N/A Increase from the current price of N/A.

Overall, we found that Schwab is a great choice for self-directed investors and traders who want access to multiple platforms, plenty of tools, and full banking capabilities. Vanguard works well for buy-and-hold investors who may not be as tech-savvy and who want access to professional advice.

Vanguard Total Stock Market ETF VTI offers cost-efficient, well-diversified exposure to the entire US stock market—a recipe for success over the long run. The fund tracks the CRSP US Total Market Index, which represents approximately 100% of the investable US opportunity set.

Vanguard High Dividend Yield ETF (VYM)

The better Vanguard ETF for their needs is likely VYM, which delivers a higher 2.9% 30-day SEC yield by targeting the FTSE High Dividend Yield Index. It also charges the same expense ratio as VIG does, at 0.06%.