New deposit details for ACH and wire transfers in the Crypto.com App | Crypto.com Help Center (2024)

US users have been assigned new banking details for sending USD via ACH, wire transfer, and early direct deposits (payroll) to their Crypto.com App account. You are required to use the updated information from now onwards.

To view your new banking details, go to Fiat Wallet > Transfer > Deposit > United States Dollar > ACH or Wire Transfer. The information starts with either 863 or 882.

Important Note: Banking details are unique to each user, so only use the information shown in your Crypto.com App account.

If you have used or intend to use ACH, wire transfer, or early direct deposit (payroll) to fund your USD Fiat Wallet in the Crypto.com App, you must update/use this new set of banking details accordingly. This change is irrelevant if you only use your credit/debit card, Apple Pay, or Google Pay to buy cryptocurrency.

In January 2023, our previous banking service provider, Metropolitan Commercial Bank (MCB), announced that it would exit the cryptocurrency market. As a result, we are now working with Community Federal Savings Bank (CFSB) to offer USD fiat services to our users.

To view your new banking details, go to Fiat Wallet > Transfer > Deposit > United States Dollar > ACH or Wire Transfer. The information starts with either 863 or 882.

New deposit details for ACH and wire transfers in the Crypto.com App | Crypto.com Help Center (1)

Important Note: Banking details are unique to each user, so only use the information shown in your Crypto.com App account.

Follow the simple steps below to update your banking details:

  1. Access your unique banking details from your Crypto.com App account

    1. ACH: Fiat Wallet > Transfer > Deposit > United States Dollar > ACH

    2. Wire Transfer: Fiat Wallet > Transfer > Deposit > United States Dollar > Wire Transfer

  2. Log in to your online banking portal

  3. Add a new payee using the details retrieved from Step (1). The routing number is 026073150, starting with either 863********* or 882********.

  4. We strongly recommend deleting the payee you had previously set up using the old banking details if applicable. The previous routing number was 026014902, and the bank account starts with 6262********.

Important Notes:

  • ACH: Most banks use microdeposits to ensure you have typed the bank details correctly. The bank will send two small transactions, which you will see in your USD Fiat Wallet Transaction History within approximately 1 to 2 days (possibly longer) after initiating your deposit. Input those amounts in your banking portal to link your bank account to your USD Fiat Wallet. After that, you can make ACH deposits to your Crypto.com App account.

  • Wire Transfer: Make sure you have input the new banking details correctly, and remember to double-check the information again on the confirmation page.

From now onwards, you may only use the new banking details to deposit USD to your Fiat Wallet. Deposits made using the old banking details will be returned to you.

You may have opted for the auto-link option on your banking portal. Instead, please choose the manual option to add payee information, and input the routing and bank account number accordingly.

No, we can only process deposits from bank accounts owned by you. All deposits sent by third parties will be returned.

With our new banking partner, we were able to streamline the process and allow you to make ACH and wire transfers using the same details.

No, a reference is no longer needed.

Deposits made using the old banking details will be returned to you in the normal course.

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Fiat Wallet - General Information

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Institutions | USD Fiat Deposit and Withdrawal via SWIFT (Exchange App)

New deposit details for ACH and wire transfers in the Crypto.com App | Crypto.com Help Center (2024)

FAQs

Why is Crypto.com rejecting my deposit? ›

For seamless verification, please ensure you deposit USD from the bank account which you have selected, and your bank account name matches with your Crypto.com Exchange account's legal entity name. If these details are incorrect, your deposit request may be rejected.

Which cryptocurrency deposits are accepted in the Crypto.com app? ›

Crypto.com App supports the following cryptocurrencies:
BTCHOTTAUD
CROPOLSPAXG
BATMAGICVELO
USDPGHSTCVX
USDCTHETAROSE
121 more rows

What is a crypto deposit address? ›

A crypto address is a unique identifier, composed by a string of letters and numbers, that serves as a virtual location to where a cryptocurrency can be sent. You can see it as being your email address, but in the crypto ecosystem.

How long does it take for a rejected wire transfer to return? ›

It can generally take around three business days to cancel the transfer and reverse it in a domestic transfer. However, if the transaction is within the same bank, you'll have to move within 24 hours to cancel a bank wire transfer. How to cancel a wire transfer when the money is sent internationally?

Why is my deposit not showing on Crypto com? ›

Deposits from joint accounts may not be processed correctly. Supported Banks: Ensure that your transfer is made from a bank (credit institution) within our supported network. Transfers from unsupported institutions, such as crypto exchanges or third-party payment processors may not be processed.

Can you deposit money from Crypto com to bank account? ›

Fiat Wallet - USD Withdrawal via ACH | Crypto.com Help Center. Crypto.com users can withdraw USD from the App by selling crypto to their USD fiat wallet and transferring USD funds from this wallet to their U.S. bank account(s) on the ACH network.

Which bank does Crypto.com use? ›

In January 2023, our previous banking service provider, Metropolitan Commercial Bank (MCB), announced that it would exit the cryptocurrency market. As a result, we are now working with Community Federal Savings Bank (CFSB) to offer USD fiat services to our users.

Is my money safe on crypto com app? ›

Yes, and here's why. The Crypto.com platform offers robust security features, such as compliance monitoring and offline cold storage for customer deposits, in addition to multi-factor authentication, withdrawal protection, and 24/7 customer support.

What is my easy crypto deposit address? ›

In the EasyCrypto platform

Login and click on the "My Funds" button. Click on Bitcoin. Click on “Generate Wallet Address”. Your unique deposit address and its QR code will now appear.

What is cryptocurrency payment address? ›

In order to send crypto to another user's wallet you'll have to enter their wallet address, either by copy-pasting it into your wallet app's “send” field or by scanning a QR code the recipient provides. Crypto wallet addresses can be 40 alphanumeric characters, so they can be quite cumbersome to enter manually.

What does a crypto wallet address look like? ›

Your wallet address is the unique identity of your wallet that's used to send and receive cryptocurrency. Each currency has its own logic, but generally, they look something like this: 1A1zP1eP5QGefi2DMPTfTL5SLmv7DivfNa (that's the world's first Bitcoin address, if you were wondering).

Why does Crypto.com keep saying "rejected"? ›

There Are Credit or Debit Card Errors -> Check Card Details

Another popular reason why the Crypto.com “Declined by Issuer” error occurs is that users provide incorrect card details. However, there is one thing everyone strongly recommends when providing card details – double checking them.

Why is my bank declining my crypto purchase? ›

A transaction may fail if the provider could not accept your payment, or the provider couldn't verify your account or payment method. If your transaction has failed, and you see a message stating “Your transaction has been declined by your bank,” please contact your bank for assistance.

Why won't my crypto let me buy? ›

If you are having issues purchasing cryptocurrency with your card, there are a few things you can check: Please confirm that your name and billing address are correct for the card you're using. Following our terms and conditions, you can only use a card or bank account in your own name.

Why is my crypto com showing error? ›

This could be due to poor internet connection or server issues on Crypto.com's end. Check your internet connection and try logging in again after some time. If you are experiencing login errors on Crypto.com, don't panic.

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